Aug252010
Looking for Common Discounts Car Insurance?
Filed under auto insurance, auto insurance quote, car insurance discount by Automan
Are you searching for common discounts for your car insurance quote? You are in the right place at right time.
The number of discounts and the type of discounts differ from company to company and state to state. Although the car insurance companies offer numerous discounts, there are only nine common discounts of auto insurance.
Low mileage discount
It is a kind of special discount offered by many insurance companies. This discount is offered to the vehicle, which does not cover more miles, i.e. the car that is not used extensively for transport.
Each insurance company will have a fixed mileage. If the vehicle has not crossed the set mileage then the owner of the car can get this discount. This discount is offered because if the car is not used often, the accident possibilities are certainly less.
Rural discount
It is a well-known fact that car insurance is cheaper in rural area. This is because most of the accidents do happen in cities only. Obviously this is true as the flow of traffic and the speed of traffic will be necessarily more in city limits. In the same way the cars insured in areas, which are prone for car theft, will have higher rates than the cars insured in safe areas.
Occupational discounts
Many insurance firms offer discounts to the professionals like doctors, engineers, scientists etc. this discounts based on the belief that the people who are well educated are safe drivers as they will not involve themselves in dare devil adventures while driving the car. In the same way the companies do offer special discounts for military persons and certified teachers.
Good driver discount
Almost all people must know that if we drive safely our rates will be better. In order to appreciate the good track record of the drivers, most of the insurance companies offer discounts. To avail this discount the driver or the owner [self driving] must not have had any accident in the past few years, let us say 5 years. The driver must also not receive any ticket for the same period of time.
Auto Club/Professional Organization Membership Discounts
If you are a member of any professional organizations and members of auto clubs viz., AAA, many auto insurance providers offer discounts to you. Just contact your carriers!
Good student discount
The student community alone can enjoy this discount. Most of the insurance firms offer discounts to the students who perform well in the academics and get good grades. This discount is based on the belief that good students will definitely be good drivers thus helping the insurance firms.
Safe vehicle discount
The insurance companies make money only if the vehicle is not met with any accidents. Hence the insurance companies, most of them offer discount for the safety features present in the car that one buys.
If the vehicle is provided with air bags, antilock brakes, theft alarms, and mechanical safety belts etc, good discount is possible as the damages will be less even if the vehicle is met with an accident.
Senior driver discount
Many insurance firms part with discounts if the driver is aged over 50 years. This discount is based on the feeling that the drivers who are over 50 years will not indulge in rash driving thus minimizing the chances of an accident.
Internet Discounts
If you have booked your insurance quote through Internet by online registration, you’re entitled for discounts. Still, why are you waiting? Go and book your coverage online for Internet discounts.




